Can I get home insurance before my house slab is finished?

Yes — construction (or “works”) insurance is genuinely available and important to have in place before and during construction, covering the property while it’s being built, distinct from standard home and contents insurance for a completed dwelling.

Your builder typically carries their own insurance for the construction period, but confirming what’s covered, and whether you need any separate owner-arranged coverage, is genuinely worth clarifying before work begins.

Standard home and contents insurance generally applies once construction is complete and you’ve moved in — worth arranging this transition properly rather than assuming continuous coverage happens automatically.

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